MTPL txoj cai yog kev tuav pov hwm kev lav phib xaub ntawm tus tswv tsheb. Koj qhov kev lav phib xaub rau lwm tus neeg sab nraud yog tus ua pov thawj thaum muaj kev puas tsuaj rau lub tsheb hauv tsheb sib tsoo.
Nws yog qhov tsim nyog
- - CTP txoj cai;
- - daim ntawv tsav tsheb.
Cov Lus Qhia
Kauj ruam 1
Muaj 2 hom OSAGO cov cai: nrog lub voj voog ntawm cov neeg tsawg pub rau tsav tsheb, thiab tsis muaj kev txwv. Thaum tsis muaj kev tuav pov hwm tsis raug cai, txhua tus neeg tsav tsheb uas muaj daim ntawv tsav tsheb thiab lub hwj chim ntawm tus kws lij choj tsav tsheb tuaj yeem tsav tsheb tshwj xeeb. Kev yuav them nqi kev pov hwm nrog rau kev txwv, txhua tus neeg tsav tsheb tshiab yuav tsum nkag mus rau hauv CTP tsab cai.
Kauj ruam 2
Hu rau lub tuam txhab pab kas phais uas koj tau nkag rau hauv cov ntawv cog lus tuav pov hwm. Qhia cov ntawv ua tiav tsab cai, daim npav tsav tsheb ntawm tus neeg uas yuav nkag mus, thiab daim ntawv hla tebchaws. Tus neeg tsav tsheb tshiab yuav tau nkag mus rau hauv cov kab kev cai dawb ntawm txoj cai lossis ntawm nws sab thim rov qab.
Kauj ruam 3
Kuaj xyuas tias qhov kev txhim kho no yuav tsum muaj ntawv pov thawj los ntawm kev sib khi ntawm lub tuam txhab kev pov hwm. Koj yuav tsum tau tshaj tawm txoj cai tshiab nrog txhua cov ntaub ntawv nkag los hloov daim qub. Tab sis feem ntau, cov neeg sawv cev ntawm cov tuam txhab kev tuav pov hwm tsis saib xyuas txoj cai no. Hauv qhov no, nco ntsoov tias tag nrho lub npe ntawm tus neeg ntxiv rau txoj cai tswj hwm qub tau nkag mus rau hauv cov chaw khaws ntaub ntawv.
Kauj ruam 4
Yog tias tus neeg uas koj yuav nkag mus rau hauv MTPL txoj cai muaj hnub nyoog qis dua 22 xyoos thiab muaj kev tsav tsheb tsis ntev, tus tswv tuav pov hwm muaj cai thov nyiaj pov hwm ntxiv los ntawm koj. Tus nqi surcharge yuav suav raws li cov hnub seem uas seem mus txog thaum kawg ntawm kev pov hwm. Nce cov coefficients hauv qhov no yuav yog raws li hauv qab no: yog tias qhov kev paub ntawm tus neeg tsav tsheb suav nrog kev pov hwm yog tsawg dua 2 xyoos - 15%; yog nws lub hnub nyoog tsawg dua 22 xyoos - 20%; yog tias tag nrho ob qho xwm txheej tsis tau txog - 30%.
